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Posts about Perspectives

Perspectives from the Quoin team on AI, research workflows, and the future of investment due diligence.

Why RIAs Are Turning to Agentic AI for Due Diligence - And Why It Matters

The numbers tell a story that should make every RIA pause. According to a 2026 Schwab study of 533 advisory firms, 63% of RIAs now use AI tools - more than double the adoption rate from 2023. Yet only about one in ten of those adopters has strategically embedded AI into their business model. The vast majority are experimenting: using generative AI for notetaking and email drafts on an ad hoc basis, without firm-wide policies, governance frameworks, or any systematic measurement of outcomes. That gap - between casual AI use and integrated AI deployment - is where the real risk lives. And for RIAs with fiduciary obligations, the risk isn't just competitive. It's regulatory.

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